Staking Rewards Calculator

Calculate potential earnings from staking cryptocurrencies. Compare APY vs APR and understand compound interest effects.

Staking Parameters

$

Initial amount you want to stake

%

Annual Percentage Yield (with compounding)

%

Annual Percentage Rate (simple interest)

days

How long you plan to stake

Projected Earnings

APY (Compounded)

Final Balance

1,083.28 USDT

Interest Earned

83.28 USDT

APR (Simple)

Final Balance

1,075.00 USDT

Interest Earned

75.00 USDT

Compounding Advantage

8.28 USDT

Compounding gives you 8.28 USDT more than simple interest

Daily Rewards

0.22 USDT/day

Monthly Rewards

6.58 USDT/month

Yearly Rewards

83.28 USDT/year

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How to Use This Calculator

1. Enter Staking Details

Input your principal amount, APY/APR rates, and staking duration.

2. Choose Compounding

Select how often rewards are compounded (daily, weekly, monthly).

3. Compare Results

See the difference between APY (compounded) and APR (simple) returns.

APY vs APR Explained

APY (Annual Percentage Yield)

Includes compound interest. Shows actual annual return when rewards are reinvested.

APR (Annual Percentage Rate)

Simple interest rate without compounding. Common for lending protocols.

Key Takeaway:

APY is typically higher than APR due to compounding effects.

Staking Tips

  • Longer staking periods usually offer higher APY rates
  • Daily compounding yields better returns than less frequent compounding
  • Consider unstaking periods and penalties before committing
  • Diversify across different staking protocols to reduce risk

Advanced Staking Tools

Upgrade to CalculateTrade Pro for:

  • Multi-protocol staking comparisons
  • Impermanent loss calculators
  • Tax implications calculator

Understanding Staking Returns

The Power of Compounding

Compound interest occurs when you earn interest on both your initial investment and the accumulated interest from previous periods. This creates exponential growth over time.

Formula: A = P(1 + r/n)^(nt)

Where: A = Final amount, P = Principal, r = Rate, n = Compounding periods, t = Time

Factors Affecting Staking Returns

  • Compounding Frequency: More frequent = higher returns
  • Staking Duration: Longer terms often have better rates
  • Network Activity: Higher usage can affect rewards
  • Validator Performance: Reliable validators earn more

Ready to Start Staking?

Use our calculator to plan your staking strategy and maximize returns.

Common Staking Platforms

Different blockchain networks offer various staking opportunities with unique characteristics:

Ethereum 2.0

4-6% APY, 32 ETH minimum

Cardano

4-5% APY, No minimum

Solana

6-8% APY, Variable rates

Polkadot

12-14% APY, 28-day unbonding

Disclaimer

This calculator provides estimates only. Actual staking returns may vary based on network conditions, validator performance, and protocol changes. Staking involves risks including slashing penalties, network downtime, and protocol vulnerabilities. Always do your own research before staking assets.