Saudi Arabia (Tadawul) Financial Suite

The Kingdom's premier suite of 30 specialized financial tools. Compute Tadawul stock trades, progressive profit rates, Shariah Zakat bases, 5% RETT property tax, Sukuk yields, and GOSI retirement pension plans in strict compliance with current ZATCA & CMA regulations.

Trading & Investment Execution

Calculate Tadawul stock profits, margin leverage, and broker commissions with 15% VAT in SAR.

Corporate & Equity Actions

Evaluate ex-date adjustments, DCF valuations, multiples, and dividend coverage for Saudi corporations.

Zakat & Islamic Finance

Perform Shariah-compliant Zakat estimations, Sukuk yield assessments, and Murabaha compounding.

Taxes, Fees & Compliance

Estimate ZATCA taxes, RETT on property transactions, WHT on dividends/services, and Corporate Income Tax.

Personal Finance & Wealth Planning

Plan household savings, Murabaha mortgages, personal loan rates, and GOSI pension payouts.

Strategic Guide to Saudi Financial & Stock Markets

1. Shariah-Compliant Financial Engineering

Islamic finance represents the core foundation of transactions in Saudi Arabia. Sukuk (Islamic bonds), Murabaha cost-plus financing, and Mudaraba profit splits govern corporate capital setups.

Zakat must also be computed exactly on share portfolios: 2.5% on standard trading portfolios, or the net assets ratio on long-term investment holdings. Track your due Zakat easily with ourShares Zakat Tool.

2. Brokerage Fees & 15% VAT on Commissions

The standard trading transaction fee on Tadawul is **0.155%** of the principal purchase/sale price. However, a crucial regulatory nuance applies: the 15% Value Added Tax (VAT) is levied *only* on the broker commission value itself, not the principal.

OurTadawul Profit Calculatorimplements this exact two-layer fee framework so you always see precise net returns and true breakeven targets.

3. 5% RETT (Real Estate Transaction Tax)

Saudi Arabia replaced VAT on property transfers with a flat **5% RETT**. Under the national Sakani housing support initiative, first-time Saudi home buyers receive an exemption from RETT on property values up to 1,000,000 SAR.

Check your transaction taxes and net cash outlays with theRETT Tax Calculator.

4. Foreign Shareholder Corporate Tax & WHT

While Saudi/GCC citizens do not pay retail income taxes, foreign entities are subject to a **20% flat Corporate Income Tax (CIT)** on their net company profits, and **5% Withholding Tax (WHT)** on stock dividends distributed out of Saudi corporations.

Utilize our corporate tax suite to track withholding limits on service contracts (5% - 20% depending on type) and capital gains on unlisted shares.

TradeCalculate is an independent provider of professional market analytics. All tools are completely free and aligned with the latest ZATCA, CMA, and Saudi Government regulations for 2025-2026.

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