Saudi Arabia (Tadawul) Financial Suite

The Kingdom's premier suite of 30 specialized financial tools. Compute Tadawul stock trades, progressive profit rates, Shariah Zakat bases, 5% RETT property tax, Sukuk yields, and GOSI retirement pension plans in strict compliance with current ZATCA & CMA regulations.

Tadawul Profit & Loss Calculator ZATCA Wealth Zakat Tool

Trading & Investment Execution

Calculate Tadawul stock profits, margin leverage, and broker commissions with 15% VAT in SAR.

Saudi Tadawul Stock Profit & Loss

Calculate net profit/loss on Tadawul stock trades factoring in standard broker commission (0.155%) and 15% VAT on the commission

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Saudi Stock Average Purchase Cost

Calculate average purchase cost per share for Saudi Tadawul portfolios over multiple buying lots

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Saudi Tadawul Breakeven Price

Calculate exact sell price needed to breakeven after Tadawul buy/sell commissions and 15% VAT

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Saudi Broker Commission & VAT Comparison

Compare financial brokerage options in Saudi Arabia factoring in VAT impact on trading fees

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Saudi Tadawul Margin & Leverage

Calculate margin levels, maintenance margin, and liquidation price for Saudi stock leverage positions

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Saudi Portfolio Risk/Reward Ratio

Optimize stop-loss, profit targets, and size positions in Saudi Riyals based on capital risk limits

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Corporate & Equity Actions

Evaluate ex-date adjustments, DCF valuations, multiples, and dividend coverage for Saudi corporations.

Saudi Stock Dividend Yield & Cover

Compute gross/net dividend yields and payout cover ratios for listed joint-stock corporations on Tadawul

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Saudi Rights Issue & Share Dilution

Calculate theoretical ex-rights price (TERP), rights entitlement value, and share dilution on Tadawul

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Saudi Bonus Shares Price Adjuster

Estimate ex-date reference price and portfolio size adjustments after a Saudi stock bonus issue

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Saudi Corporate DCF Intrinsic Value

Value Saudi corporations using multi-stage Discounted Cash Flow models in Saudi Riyals

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Saudi PE & PEG Ratio Multiples

Compare valuation multiples (P/E, P/B, PEG) of listed Tadawul equities with regional sector indices

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Saudi Capital Reduction price Adjuster

Compute ex-date price changes and share consolidation ratios for capital reductions on Tadawul

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Zakat & Islamic Finance

Perform Shariah-compliant Zakat estimations, Sukuk yield assessments, and Murabaha compounding.

Saudi Shares & Stocks Zakat

Calculate Zakat on share portfolios based on trading intentions (2.5% of market value) vs investment holdings

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Saudi ZATCA-Aligned Wealth Zakat

Calculate standard annual Zakat on cash, gold, silver, and liquid wealth in Saudi Riyals (SAR)

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Saudi Sukuk Yield & YTM

Evaluate yield-to-maturity, periodic profit payouts, and premium/discount metrics for Saudi Sukuk bonds

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Saudi Murabaha Deposit profit

Calculate compound profit returns on Shariah-compliant Murabaha term-deposit bank contracts in SAR

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Saudi Mudaraba Profit-Sharing

Calculate profit-distribution weights between active partner (Mudarib) and capital provider (Rab-ul-Maal)

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Saudi Gold Nisab & Zakat Tracker

Track gold and silver weight value benchmarks to calculate Zakat threshold eligibility in Saudi Arabia

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Taxes, Fees & Compliance

Estimate ZATCA taxes, RETT on property transactions, WHT on dividends/services, and Corporate Income Tax.

Saudi RETT (Real Estate Transaction Tax)

Compute flat 5% RETT on property sales including exemptions for first Saudi home purchases up to 1M SAR

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Saudi ZATCA 15% VAT Impact

Compute VAT adjustments (15%) for retail invoices, contracts, and company services in Saudi Arabia

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Saudi Dividend Withholding Tax (WHT)

Calculate the 5% withholding tax rate on dividends distributed to non-resident foreign investors

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Saudi Corporate Tax for Foreign Partners

Calculate corporate income tax (20% flat) on the net profit allocation of non-GCC corporate partners

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Saudi WHT on Foreign Services

Calculate Saudi withholding tax on payments made to non-residents for international service contracts

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Saudi Capital Gains Tax (Non-Residents)

Calculate the standard 20% capital gains tax on the sale of unlisted company shares by non-resident entities

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Personal Finance & Wealth Planning

Plan household savings, Murabaha mortgages, personal loan rates, and GOSI pension payouts.

Saudi SIP Mutual Fund growth

Simulate regular systematic mutual fund investment plans (SIP) in Saudi Riyals with compound growth

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Saudi REDF & Murabaha Mortgage

Calculate monthly home financing payments under Murabaha or Tawarruq terms factoring in REDF subsidy grants

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Saudi Personal Loan EMI & Profit Rate

Compare flat profit rate vs reducing profit rate EMI loans across Saudi banking schemes

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Saudi Inflation & Purchasing Power

Simulate inflation erosion on liquid wealth and savings in Saudi Arabia over custom time horizons

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Saudi Family Budget & Citizens Account

Plan monthly budgets and household expenditure factoring in Saudi Citizen's Account (Hisaab al-Muwatin) benefits

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Saudi GOSI Retirement Pension Planner

Estimate future pension payments based on GOSI contribution salary, insurance coverage and years of service

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Strategic Guide to Saudi Financial & Stock Markets

1. Shariah-Compliant Financial Engineering

Islamic finance represents the core foundation of transactions in Saudi Arabia. Sukuk (Islamic bonds), Murabaha cost-plus financing, and Mudaraba profit splits govern corporate capital setups.

Zakat must also be computed exactly on share portfolios: 2.5% on standard trading portfolios, or the net assets ratio on long-term investment holdings. Track your due Zakat easily with ourShares Zakat Tool.

2. Brokerage Fees & 15% VAT on Commissions

The standard trading transaction fee on Tadawul is **0.155%** of the principal purchase/sale price. However, a crucial regulatory nuance applies: the 15% Value Added Tax (VAT) is levied *only* on the broker commission value itself, not the principal.

OurTadawul Profit Calculatorimplements this exact two-layer fee framework so you always see precise net returns and true breakeven targets.

3. 5% RETT (Real Estate Transaction Tax)

Saudi Arabia replaced VAT on property transfers with a flat **5% RETT**. Under the national Sakani housing support initiative, first-time Saudi home buyers receive an exemption from RETT on property values up to 1,000,000 SAR.

Check your transaction taxes and net cash outlays with theRETT Tax Calculator.

4. Foreign Shareholder Corporate Tax & WHT

While Saudi/GCC citizens do not pay retail income taxes, foreign entities are subject to a **20% flat Corporate Income Tax (CIT)** on their net company profits, and **5% Withholding Tax (WHT)** on stock dividends distributed out of Saudi corporations.

Utilize our corporate tax suite to track withholding limits on service contracts (5% - 20% depending on type) and capital gains on unlisted shares.

TradeCalculate is an independent provider of professional market analytics. All tools are completely free and aligned with the latest ZATCA, CMA, and Saudi Government regulations for 2025-2026.