Indonesian Net Salary (Take-Home Pay) Calculator

Calculate net take-home salary after deducting TER PPh 21, BPJS Health, and BPJS Manpower splits.

Indonesia Regulatory Compliance

1. Mathematical Models

Our computation engines represent standard global equations optimized for direct local metrics (0.1% PPh Final sales tax, 11% PPN on commission, 10% net dividend withholding, progressive TER PPh 21, BPJS caps, and BAZNAS Nisab zakat).

2. Strict Precision

Projections are designed strictly as an analysis aid and are aligned with Bank Indonesia, Kemnaker, and standard BEI commercial frameworks for the 2025-2026 fiscal years.

Key Benefits

Strategic Optimization: Instantly simulate different market scenarios to minimize your capital expenses and maximize compounding returns.

Frequently Asked Questions

Get answers to common questions about using our professional trading tools.

Take Home Pay adalah pendapatan bersih riil yang diterima oleh karyawan di rekening bank setelah dikurangi potongan wajib seperti pajak penghasilan dan jaminan sosial BPJS.

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Potongan wajib bulanan terbesar biasanya berupa kontribusi BPJS Ketenagakerjaan JHT (2%), BPJS Kesehatan (1%), Jaminan Pensiun (1%), dan PPh 21 pajak penghasilan bulanan.
Ya. Segala bentuk tunjangan tunai teratur yang diberikan perusahaan wajib digabungkan ke dalam total penghasilan bruto untuk dihitung pajaknya.
THR dibayarkan setahun sekali menjelang hari raya, dan tidak dimasukkan ke dalam THP bulanan reguler melainkan dipisahkan secara administratif.
Iuran BPJS menggunakan skema co-sharing: mayoritas iuran (seperti BPJS Kesehatan 4% dan JHT 3.7%) ditanggung oleh perusahaan, sedangkan porsi kecil dipotong dari gaji karyawan.

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