Fundamental Analysis

Intrinsic Value (DCF) Calculator

Calculate the "Fair Value" of a stock based on future cash flows. Discover if a stock is overvalued or a potential bargain before you buy.

Earnings & Growth

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Margin of Safety

Warren Buffett often looks for a 30% margin of safety. This means buying a stock for $70 even if you think it's worth $100, just in case your growth estimates are wrong.

Estimated Fair Value
$362.70
Strong Buy
58.6% Margin
10-Year Cash Flow Sum
$12,874
Discounted Terminal Value
$23,396

Analysis: This stock is trading at a significant discount to its intrinsic value. It offers a strong margin of safety.

How to Calculate Intrinsic Value

What is a DCF Model?

A Discounted Cash Flow (DCF) model is a valuation method used to estimate the value of an investment based on its expected future cash flows. The goal is to figure out how much money a company will make in the future and translate that into what it is worth today.

The Discount Rate

Why don't we just add up future money? Because $100 ten years from now is worth less than $100 today. The Discount Rate (often 8-12%) represents the "Opportunity Cost" of your money.

Key Assumptions

  1. Growth Rate: Be conservative. Few companies can maintain 20% growth for 10 years.
  2. Terminal Multiplier: This is the P/E ratio you expect the stock to have in Year 10.
  3. Margin of Safety: Always leave room for error. If you think a stock is worth $100, try to buy it for $70.

"Price is what you pay. Value is what you get." — Warren Buffett

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