Understand the "Silent Killer" of wealth. Calculate how inflation affects your future purchasing power in India.
Inflation is the rate at which the general level of prices for goods and services is rising. In India, the Consumer Price Index (CPI) is the most common measure of inflation. If the inflation rate is 6%, it means that a basket of goods that costs ₹100 today will cost ₹106 next year.
When you keep your money in a savings account earning 3% while inflation is at 6%, you are actually **losing 3% of your wealth** every year in real terms. This is because your money can buy 3% fewer goods and services than it could previously.
Inflation acts like a hidden tax on everyone who holds cash. It reduces the value of your savings without any visible deduction from your account. This is why "Risk-Free" investments like cash or low-interest bank accounts can actually be the "Riskiest" choice for your long-term wealth.
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Calculate net profit for NSE/BSE trades including STT, GST and SEBI charges
Estimate Capital Gains Tax for Indian markets based on holding periods
Calculate future wealth with monthly SIPs and annual top-ups (step-up)
Optimize Section 80C tax savings using ELSS mutual funds