PSX Hajj & Umrah Savings Planner

Plan your sacred journey with financial discipline. Calculate the **Monthly Savings** and **Investment Returns** needed to fund your Hajj or Umrah trip through Shariah-compliant stock investing.

Why Plan Ahead?

The cost of Hajj from Pakistan has significantly increased due to currency devaluation and global inflation. Starting early allows you to leverage the power of **Compounding Returns** in the stock market.

Financial Discipline:

A small, consistent monthly investment in high-quality Islamic stocks can grow into a significant pilgrimage fund over 5 to 10 years.

Shariah Compliance

Investing for a religious goal requires extra care. Ensure your portfolio consists of companies that pass the 6 financial criteria of Shariah compliance. This includes limits on interest-bearing debt, non-compliant income, and liquid assets.

Islamic Equity Investing

Goal-Based Planning

Frequently Asked Questions

Get answers to common questions about using our professional trading tools.

By investing in high-dividend, Shariah-compliant stocks (like Engro, Lucky Cement, or Meezan Bank), you can grow your savings much faster than a regular bank account. The dividend income can help offset the rising costs of travel.

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Yes. Hajj and Umrah costs in Pakistan are linked to the US Dollar and local inflation. It is recommended to increase your target budget by 10-15% every year to stay ahead of rising costs.

Gold is a good hedge against currency devaluation, but stocks provide both capital growth and dividend income. A mix of both (diversification) is usually the best strategy for long-term goals.

You should only invest in companies that are Shariah-compliant. You can check the KMI-30 index or use our 'PSX Shariah Checker' tool to verify individual stocks.

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