Hibah Savings Return Calculator

Project your savings growth in Shariah-compliant accounts (like Tabung Haji) through discretionary Hibah (gift) returns.

Savings Plan

TH typical rate: 3.10%

What is Hibah?

Hibah literally means 'gift'. Islamic banks may reward depositors with a discretionary Hibah instead of pre-agreed interest (Riba).

Final Balance

RM 84813.23

After 10 years

Total Hibah Earned

RM 14813.23

Pure profit from gifts

Total Contributions

RM 70000.00

Your deposited capital

Savings Growth Trajectory

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