Hibah Savings Return Calculator
Project your savings growth in Shariah-compliant accounts (like Tabung Haji) through discretionary Hibah (gift) returns.
Savings Plan
TH typical rate: 3.10%
What is Hibah?
Hibah literally means 'gift'. Islamic banks may reward depositors with a discretionary Hibah instead of pre-agreed interest (Riba).
Final Balance
RM 84813.23
After 10 years
Total Hibah Earned
RM 14813.23
Pure profit from gifts
Total Contributions
RM 70000.00
Your deposited capital
Savings Growth Trajectory
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