Bursa Zakat Saham Calculator

Calculate your obligatory Zakat on shares based on standard Malaysian Islamic councils (e.g., PPZ-MAIWP) methodology for trading or long-term investments.

Zakat Compliance Rules

1. Shariah-Compliant Only

You are only required to pay standard Zakat Saham on Shariah-compliant securities. If you hold non-compliant securities, the principal must be withdrawn and the impure profits must be cleansed (donated to charity) completely. Zakat cannot purify non-compliant income.

2. Intention Matters

The calculation method heavily depends on your primary intention (Niyyah) when purchasing the shares—whether you bought them to trade for capital gains or to hold for long-term dividends.

Key Benefits

Tax Relief: In Malaysia, Zakat payments can be used as a direct rebate against your personal income tax (LHDN) up to the total tax amount due. Always keep your payment receipts.

Frequently Asked Questions

Get answers to common questions about using our professional trading tools.

For shares held with the intention of trading (buying and selling for short-term profit), zakat is calculated based on the market value of the portfolio at the end of the Haul (one Islamic year), plus cash in the trading account, minus any margin loans. The zakat rate is 2.5% on this total.

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For shares held for long-term investment (dividend yielding), zakat is generally calculated at 2.5% on the dividends received PLUS 2.5% on the lowest market value of those shares during the one-year period. Note that exact implementations can slightly vary between state Islamic councils.
Zakat is a wealth tax, not an income tax. If your total wealth (including the current value of your shares) at the end of the year still exceeds the Nisab (the value of 85 grams of gold), you are still obliged to pay zakat on that wealth, even if your portfolio is currently showing an unrealized loss.

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